When consumers make contributions in the US, charitable fundraising platform laws require platforms like ekko to register with state authorities and meet obligations around disclosures, disbursement and tax receipts. ekko holds the platform registration. As a direct API integrator, you need to:

• Display in-flow disclosures before the consumer confirms a contribution
• Issue a tax receipt within 5 business days of the contribution

In-flow disclosures

The disclosure must appear in your payment or checkout flow, before the consumer confirms the contribution. Display the impact partner name(s) aand show the following.

Your round-up donation is granted to the above organizations in equal parts. Funds are sent within 60 days. Round-up may be tax-deductible. Service fee deducted.

Two words should be hyperlinked to the relevant sections of ekko's Terms & Conditions:

• "equal parts" links to the "Which projects does a donor support" section
• "Service fee" links to the "Fees" section

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Disclosure must be in flow

Do not place this disclosure only in your terms of service or on a separate page. It must appear in the transaction flow, before the consumer confirms the contribution.

For a reference implementation of how this disclosure renders in a pre-built integration, see Checkout SDK.

Tax receipts

US consumers who make a contribution are entitled to a tax receipt within 5 business days. You have two options for issuing it.

Option 1: Add a contribution line to your receipt

Add a contribution section to your receipt using the following wording:

Your contribution is made to ekko and granted to [impact partner name]. Funds are sent within 30–60 days. Your contribution may be tax-deductible.

Make sure this reaches the consumer within 5 business days of the contribution.

Option 2: ekko can issue the receipt

If you don't have the option to amend your receipt, ekko can issue a tax receipt directly to the consumer. To trigger this, set issueTaxReceipt to true and include the consumer's email address in your Allocate funds request.

Applicable legislation

California AB 488 requires charitable fundraising platforms operating in California to register with the California Attorney General, show in-flow disclosures before a contribution is completed and issue tax receipts within 5 business days.

Hawaii has enacted equivalent legislation, effective 1 July 2026.

As additional states introduce comparable requirements, ekko will extend compliance coverage accordingly. If disclosure wording needs to change, ekko will notify you in advance.